Universal Credit Planner app · Coming soon

Plan how pay and life changes could affect your Universal Credit.

Barry is developing an independent planning app for iPhone, iPad and Mac. It brings estimated pay and Universal Credit together across 12 assessment periods, helping people explore changing earnings, pay dates and household scenarios more clearly.

See what has been built so far
Universal Credit Planner app icon showing a calendar, pound coin and planning chart
Working title: Universal Credit Planner
App coming soon

The Universal Credit Planner is currently in active development and testing. It is not yet available on the App Store.

The idea

See the year, not only one calculation.

Universal Credit is calculated in monthly assessment periods, while wages may arrive weekly, fortnightly, every four weeks or monthly. That timing can make one period look very different from the next.

The Planner shows estimated take-home pay and Universal Credit across 12 assessment periods. This can make events such as two four-weekly paydays falling into one assessment period easier to see and plan around.

A separate Quick UC Calculation supports one-off estimates without changing the information stored in a person’s ongoing Planner.

A working development app

More than a single Universal Credit calculator.

The shared calculation engine is already working across Apple devices. Its interface and calculation coverage continue to be tested and extended.

01

Quick calculation

Create an independent one-period estimate without altering the saved Planner.

02

Twelve-period planning

View estimated pay and Universal Credit across a sequence of assessment periods.

03

Different pay patterns

Model weekly, fortnightly, four-weekly and monthly schedules, including multiple jobs.

04

Changing circumstances

Explore dated changes to earnings, work, housing and household information where supported.

05

Clear breakdowns

See how an estimate is assembled, the dated rules used and where limitations apply.

06

Forecast and actual

Preserve forecasts, record what happened and compare available like-for-like information.

Designed around the real question

Understand why a figure changes.

The project began with a practical problem: a single monthly estimate does not always show what will happen across a year of real pay dates and changing circumstances.

The app is being designed to calculate locally on the user’s device, present dated rule information and explain results in plain English. Accuracy for supported ordinary calculations is treated as part of the core product—not something to hide behind payment.

The aim is not merely to show an answer. It is to make the timing, assumptions and calculation easier to understand.

Care before release

Useful progress, with important testing still to do.

The project has automated calculation checks and reference cases, but broader independent testing, accessibility review, real-device acceptance and App Store preparation are still required.

  • Coverage is still being extended for less common and exceptional circumstances.
  • Self-employment and some deductions and transitional rules need further validation.
  • Final purchase options and production services have not been decided.
  • Public claims will remain measured until testing supports them.

Important

An independent planning tool—not an official decision.

Results are estimates for guidance and scenario planning only. The project is not affiliated with or endorsed by the Department for Work and Pensions, HM Revenue & Customs or any local authority. It will not replace an official benefit calculation or professional advice.